While a “personal estate” sounds pretty lofty, it’s really just a fancier way of saying “personal property” – in this sense, everyone has a personal estate of some kind.  Estate planning is the process by which you can arrange for what happens to your personal estate – via legally binding written instructions – if you become too disabled to work or finally reach that inevitable stage of human life: death.  Personal estate planning isn’t something that you should consider doing when you’ve reached old age; it ought to be a long-term process of creating a dynamic plan that is continuously adapting to changing circumstances in your life as well as